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At Howard Bank, business is always personal. It’s the difference between a good banker and an exceptional one. We believe that outstanding service doesn’t come from a set of guidelines. It comes from understanding the connection you have with the people you serve. This is about building dreams and legacies. What we do through a unique hands-on approach to customer service can have an impact that touches all parts of peoples lives. And then the effect will spread. By investing our time, energy and resources into one business after another, one family after another, we help to assure that the communities we serve will remain great places to live and work.