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UniCredit Bank is a Russian commercial bank with international capital. It specializes in providing services for corporate and private clients, as well as in corporate financing and treasury operations. As a leading provider of financial services, the bank operates on the principles of reliability, quality and honesty, and sets high standards of corporate conduct. Business philosophy of UniCredit Bank derives from its unique position in the Russian banking sector. It was founded under the name of International Moscow Bank in 1989 for the purpose of attracting international finance and experience, and for participating in the modernization of the Russian economy. The origins and history of the IMB point to it as the most Russian of all the foreign banks in Russia, and the most foreign of all the Russian banks. That is the source of the UniCredit Bank’s competitive edge. IMB was the first Russian bank to operate on the international financial markets. It also pioneered contacts with foreign government export credit agencies and international finance organizations. Credit lines available to UniCredit Bank from European Bank for Reconstruction and Development (EBRD) and from leading foreign banks are among the largest in Russia. On December 20th, 2007 Bank of Russia has issued the General License for banking operations №1 to ZAO UniCredit Bank. Thus the Bank has officially changed its legal name.